Any individual who wishes to achieve financial health must first obtain multiple streams of income. In business and in life, a singular source of revenue is simply not enough. Many people work as employees for various businesses or corporations. They are generally paid a salary which allows them to live (somewhat) comfortably. More often than not, so long as working people are able to pay the bills, they have no …
Why take out a personal loan when you're not sure if it will benefit you? The answer is simple—there are programs that are beneficial and it doesn't hurt to try them out, especially if they won't adversely affect your credit score. Suppose you have a bad credit score, there are still personal loans you can take. If you use these wisely (and choose the right ones), you can repair your …
Who doesn't suffer from financial stress today? Unfortunately, it’s a common occurrence for many Canadians, and many feel lost or trapped in their circumstances. Approximately 7 out of every 10 Canadians are extremely stressed about money. However, when you stress over your finances, it can significantly impact your health. These days as the cost of living increases, income seems to decline.
As a result, more Canadians are falling into disarray …
Developing some new money habits is essential when attempting to transform your financial portfolio. Accustoming yourself to these new habits will take some time, but it is worth the effort ultimately. Your daily money decisions will have a significant impact on your long-term financial health. Just as physical health requires good eating and daily exercise, your financial health also depends on good decisions and vigilance.
Daily choices can help you …
Yes, you can improve your finances in as little as a day when you apply the right strategies, but it all starts with YOU! If you take a little bit of time every day to go over your finances and plan you'll begin to make progress. It might involve removing debt a little bit at a time or it might involve making progress toward a future goal. In just 10 …
As spring break creeps closer and closer there are more Canadians planning on getting away from it all. It's traditional for most, and this is the time numerous Canadian families plan their vacations. Some even take out payday loans to take a little break.
For college students, the break is an alleviation from the chaos of college classes and other stress. For adult Canadians, it is a must needed break …
This article is part of our Finance Hub.
If you had good money and time management skills, you could have avoided this in the first place. Anyways, see this time now as a way to educate yourself (Especially on how to save on your taxes, etc)and plan to avoid making the same mistakes again. Although you might feel some relief once you file bankruptcy and your debts …
With a new year comes a new chance to gain control of your money, and set yourself up for a future of financial freedom.
Maybe you've had enough of living paycheque-to-paycheque, or perhaps you’re hoping to buy a house. Whatever your goals are, getting serious about saving takes proper planning and consistency. Whether you're just getting started with saving money or you've been doing so for a while, here …
Debt can feel overwhelming, but with the right planning and consistency, you will be able to get on top of it.
Gaining financial freedom is a very worthwhile goal, and the quickest way to do that is to get yourself in the green. Becoming debt-free can take time, but it is a more simple process than you may think.
Here are …
Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner.
Canadians who do manage to acquire a home struggle from month to month with …