Anyone with a bank account knows the drill—after so many days of positive banking history, you’re going to start getting bombarded by letters and emails to sign up for their newest lending products. We’ve all seen the same headlines: Get a low-interest business loan today! Sign up for our credit card with zero percent interest for six months!

With so many ways to get a loan, why do people use …

At one point or the other, many people will find themselves in situations where they need a loan. The person making this request may be a relative, close friend, or even a co-worker. Loaning money comes with its own risks and stigmas; what if the borrower takes too long to return the money? What if they can't afford to pay back the loan? Worst of all, what if they simply …

Taking out student loans is a fairly common practice. Some go for other options but many young people (Even if you are on some kind of disability) do this for the sake of investing in their education or otherwise being able to attend college or university. Initially, being able to take out student loans and attend college may seem like a dream come true. However, this dream can quickly …

As the cost of living becomes increasingly expensive, many young adults are opting to live at home with their parents or other relatives. But for the most part, people reach a time when they wish to live on their own. This is understandable. However, leaving home and venturing into the real world requires serious, calculated preparation. This is not something that can be done on a whim.

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Nobody likes to think about recessions and their economic impacts on lives and finances. Nevertheless, many people have lived through and experienced the plights of recessions. Although they take a toll on virtually everyone, members of society who are most vulnerable and least prepared tend to suffer on considerably higher levels.

This is what makes financial preparation absolutely paramount. Failure to plan is ultimately a plan to fail. However, the …

Purchasing a car, especially for the first time, marks a monumental and significant (Sometimes stressful) milestone in any person's life. In many regards, a new car represents freedom and the ability to go wherever one pleases without having to rely on public transportation, rides from friends/family, or rideshare services such as Lyft or Uber.

Nevertheless, the freedom associated with car ownership simultaneously comes with responsibility. Before one can get to …

This article is part of our Finance Hub.

Many individuals dream of earning thousands of dollars each month on Instagram. While this can happen, lucrative Instagram careers generally take time and require die-hard, and a lot of followers. Some even get easy payday loans to get going.

Also if you are just going in for the money, then good luck. People who are doing great on Instagram are following …

With money comes a certain security that we all strive for. Whether you have recently come into money, been saving for a long time or finally got that promotion, you may be starting to consider how best to secure and continue growing your wealth.

Having a proper financial management and maintenance plan is key to a future of financial freedom, even if you feel like you have enough now. Especially …

While many people are often advised on managing their sole finances, the game somewhat changes after marriage. This change is not bad, but simply a reality of life. Therefore, learning how to manage, protect, and grow funds with one's spouse can be invaluable. Of course, every marriage is different, and no two couples are alike; nevertheless, the awareness and application of the forthcoming advice will certainly engender fruitful and properly …

As the business world evolves, more and more individuals are deciding to become small business owners. Of course, there are various reasons for this. Some people like the idea of owning an enterprise so they can spend more time with their loves ones.

Others, may be in search of just higher pay and more lucrative, financial opportunities. So they can enjoy life more and even send their kids to better …