Every year, Canadians from all cities, await that glorious tax refund. Passionately planning ways to enjoy money they didn't have before. However, what is the wisest way you can take advantage of your tax refund this year?  

Don't you think you'd be far better off putting your tax refund to work for you and possibly giving you long-term satisfaction, versus that instant gratification you crave? Then you may …

It's common to look at successful millionaires and feel intimidated by their careers or business skills. However, a lot of success stories can be attributed to daily habits.

Statistics show that 80% of millionaires are first-generation millionaires. This means people are building up their wealth from scratch. So, with the right attitude, habits, and work ethic, you can become one of Canada'sIt's newest millionaires.

No matter what city you …

That low credit score ruins everything, doesn't it? For so many Canadians, low credit scores can be a chain holding you back from getting lower interest rates, and even worse, better financial opportunities. Asides from making it difficult to buy a home or rent a nice place for yourself, a bad credit score can even keep you from landing a decent job.

While this may appear unfair, it's how things …

Procrastination is never a good thing, yet so many Canadians do exactly this.  You don't have to put off what you can do today!  You've heard it before, right?  Getting goals in order and debt in balance can help ease a financial adjustment for the coming year.  While New Years goals and resolutions might make you cringe inside, planning ahead can ensure a happier, healthier and financially sound New Year! …

If your budget is like a leaky faucet, sooner or later, you'll run dry. This is regardless of your income. While there are many options for getting money, such as payday loans and no credit loans, they can only save you when you have good financial habits. While there are also talks of the universal basic income coming to Canada, you are responsible for how this helps your economic …

Have you ever wondered how the rich and powerful ascend to the positions they are in?  If you're like most Canadians out here, you might believe many were simply handed that golden ticket and have never had to work for anything they have, but that isn't the case for all the rich and prolific people in Canada, not to mention, elsewhere in the world.  

Some of these Canadians are indeed, …

Spending less than you earn isn't as straightforward as it sounds, unfortunately—at least not for the most part.  Many Canadians across British Columbia struggle with things as simple as grocery budgeting and meal planning, due to rising costs and stagnate wages.  Here are the facts.  If you're really going to begin planning for spending less than you earn, you certainly are going to have to be steadfast in it. …

Making that impressive leap from a renter to a home buyer feels fantastic for anyone. However, there's lots of paperwork involved, and this process can feel overwhelming. For example, if you are trying to buy a home in BC, you may find there are so many fees, taxes, and bills to pay. If you are desperate, you may take one of the many bad credit loans in BC, which …

Are you simply drowning in #debt ?  If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are.  If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on your plate …

Understandably, financial planning may not be the priority for many Canadians during the holiday season. Most shoppers spend the highest amount of money during this time of the year, often overlooking their budget and spending beyond their means. That's why the demand for cash loans rises exponentially during these times.

Many people take out short-term loans without even knowing the cost of taking a loan out. This leads to …