When we think of financial goals, we often think about the exciting things in life. A family home, an overseas trip, starting a business, preparing for the holiday season, or perhaps even our dream car.
The reality is, financial planning is just as important for the opposite things as well. Things we never want to think about. Like for our own death, funeral or unexpected emergencies.
Death …
Home ownership is a huge step and can be very exciting and nerve-wracking at the same time. Many individuals dream of the day that they will purchase their first home and enjoy all the perks and amenities of doing so.
However, in order for the process of purchasing a home to be stress-free and as smooth as possible, it is very important for the soon-to-be homeowners to engage in some …
As the world of work changes, more and more people are taking steps to go into business for themselves. Sometimes this is done via freelancing, the gig economy, or simply by launching a startup company.
However, making the right moves when launching a startup business is absolutely imperative and can be the determining factor in success or failure. One of the biggest and most common mistakes made by aspiring entrepreneurs …
Marriage is an exciting step for most people. Entering into a union and partnership with the person that you love, cherish, and care about is wonderful. However, like most things, entering a marriage requires and involves thorough financial planning.
Chances are that both people have contrasting financial histories. When entering into a legal partnership, total and complete transparency are absolutely paramount.
Here are helpful steps you can take as a …
This article is part of our Finance Hub.
There are numerous ways to live a satisfying life on a modest budget. However, once children enter the scene, it becomes a different ballgame entirely. Having a child is a significant milestone in the life of an adult. Usually, the announcement of a baby is a happy thing. However, without proper financial planning, excitement can quickly become a form of …
Wanderlust, also known as the strong desire to travel, is more common than some people might imagine. The truth of the matter is that the world is a very big place. There are many places to visit and an amazing plethora of things to see and do. Like Fort Eerie is on our staff's bucket list.
While the upsides of traveling (such as learning, exposure to new, diverse cultures, etc) …
This article is part of our Finance Hub.
Who Doesn’t Want a Pay Raise?
Everyone loves a raise. Now, whether or not your boss shares that enthusiasm, well…that’s a different story.
Maybe you’re planning on moving, or you’re going through a divorce. Perhaps your income is just not enough for your lifestyle. Whatever your situation is, asking for a raise can be a nerve-wracking …
In this day and age, even being aware of the most basic money management skills will work wonders for your finances.
The perks of managing capital appropriately are well-documented—you feel relaxed, secure, and confident. When you have funds available, you can avoid taking out small loans too often. You can also prepare for the future without worrying about what the economy might hold.
As people gradually enter various stages of their later life, they may begin to consider the merits of retirement. While some individuals decide to keep working, others feel as though they have worked for long enough and are ready to retire. However, before one enters retirement, there are some very important things they need to do.
The desire to retire from work …
We live in a day and age where materialism has dominated society. Countless people exhaust all financial resources and even go into debt from purchasing large homes, fancy cars, and other tangible items. More often than not, people choose this path in an attempt to impress people and show everyone how well off they are.
In actuality, the wealthiest and most well-off people live below their means. There are several …