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Cyber Monday is Here

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because a cyber …

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8 Expert Ways Canadians Can Stretch Their Money

How far can Canadians stretch their money today? Seriously—how far can that one paycheck take you? Unfortunately, it isn't very far for most Canadian families. Economics is definitely upside down across Canada and even more so within the US. The goal is to discover how you can stretch your money without feeling restricted doing so. It might sound difficult, but really, it's not. You have to develop the right …

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Are You A Poor Money Manager?

Are you a poor money manager?

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles, and it's more than just earning more money.

You …

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How To Go Broke

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Learning how not to go broke is an odd idea, isn't it? Well, it's also a smart one. Too many people today keep repeating the same financial mistakes.

Many Canadians claim to have no time to budget, and no time or money to purchase software programs to help them manage their money better. While there have been improvements in recent times, there is still a significant number of people with …

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Stockpiling Food Can Save Canadian Families on Groceries

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Stockpiling is a very common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

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What Money Lessons Have You Learned From Dear Old Dad?

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Father's Day is right around the corner so it only made sense to talk about the impact fathers have had in their children's lives, specifically in how they have learned to manage money.  

We learn a great deal from our parents and those closest to us, some good, some practical and some not so much. When it comes to finances, dad is often the key character most young adults have …

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Money Saving Tips For Those Living On $14,000 Per Year

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If you think you can't budget on $14,000 a year, think again.  There are many ways you can make this kind of money work for you.  Of course, it isn't going to be possible for a family of 5 or more (and 4 would be stretching it) but it is possible for a two to three people.  If you use your head and plan financially for everything, this is one …

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Saving Or Investing: What Is Right For Canadians?

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When you're contemplating whether to save or invest, you have to weigh the option that's most suitable for your financial situation. Of course, you can do both at once. However, there are times when you can only do one at the moment. Suppose you have a great job, good benefits, and excess in funds, perhaps investing some of that excess is right for you. However, if you work a traditional …

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Do You Know The Credit Card Do's and Don'ts?

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Yes, credit cards can be useful financial tools if they are used responsibly--unfortunately, credit cards are highly mishandled, everyday and all across the globe.  Too many see these as a means to an end, or a reason to splurge on those things they wouldn't ordinarily have considered purchasing.  Furthermore, financial experts find that too many turn to credit cards to support their monthly living expenses, something that is a financially …

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5 Tips To Eat Well Without Going Over Budget

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Taking care of your health should always be a priority. One of the ways to do this is to eat adequately. The proper daily nutrition can improve your energy levels and productivity. In the long run, this reduces your chances of developing illnesses or diseases. However, fresh produce can be expensive, which invariably means eating healthy can be costly.

The good news is that with the right meal-prepping and research, …

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