As many as 64 percent of Canadian businesses are struggling to find staff right now. That’s a big labour shortage and there are no indications things will change anytime soon.

To put it in perspective even further, there were 731,900 job vacancies by the second quarter of 2021. More than half a million jobs are open and available with no one to fill them – and businesses across Canada are …

An investment club is a group of people who pool their money, often with the goal of making more money than they would see on their own.

Investment clubs are formed by people who usually know each other and then decide to pool their money together to manage it together.

Something tells us you had no idea such a club or idea even existed? No worries, we got you covered. …

It’s no surprise that 2020 and 2021 have both brought significant financial challenges for individuals, families, and businesses alike in Vancouver (Especially in the Lower Mainland area). In fact, British Columbia could be facing a deficit of $12.5 billion.

According to the latest Impact Pulse Survey of Vancouver businesses, 75 percent of respondents reported challenges in attracting revenue or customers. Approximately 30 percent reported not having enough cash to …

The act of spending has become effortless. Debit cards, credit cards, online shopping, PayPal, Apple Pay, and money transfer apps like "Venmo" have made it easy to spend money in an instant.

Plus without having to physically hand over your cash or even open up your bank statement, it’s become quite easy to lose sight of how much you are actually spending. There is nothing wrong with getting faxless payday …

You’ve got a steady job, you can pay your bills on time, and you can even stash a bit away in your savings account. But, this is only the first half of it. You must consider; is your savings account growing? Is there a better way to build your financial health?

For many, knowing what to do with the money after they make it is a great challenge. Like the …

Simply put, saving money is hard. Just meeting your monthly bills can be challenging enough, and it’s tempting to put extra cash towards fun things, like a day out with friends or for a date night. Getting into a consistent habit of saving takes dedication and it can certainly be stressful. Especially if you don't know how to reduce your taxes and if you’re already tight on budget.

Even …

This article is part of our Finance Hub.

Chances are, if you’re thinking about getting a payday loan, you need money as quickly as possible. Every second spent waiting for a loan to be accepted and processed is a second closer to an overdraft fee, a bounced check, late rent payment, cancelled utility service—the list goes on!

Time is often essential when it comes to your personal finances, …

A healthy emergency fund is paramount for any adult. Unexpected expenses and occurrences happen all the time, often when things are tight. An emergency fund can, and often does, determine whether or not an individual or a family will be adversely affected by financial hardship or be able to bounce back from the circumstances without having to turn to emergency loans as a stopgap.

There are many different options when …

As the cost of living becomes increasingly expensive, many young adults are opting to live at home with their parents or other relatives. But for the most part, people reach a time when they wish to live on their own. This is understandable. However, leaving home and venturing into the real world requires serious, calculated preparation. This is not something that can be done on a whim.

Tips To Help …

Nobody likes to think about recessions and their economic impacts on lives and finances. Nevertheless, many people have lived through and experienced the plights of recessions. Although they take a toll on virtually everyone, members of society who are most vulnerable and least prepared tend to suffer on considerably higher levels.

This is what makes financial preparation absolutely paramount. Failure to plan is ultimately a plan to fail. However, the …