Yes, credit cards can be useful financial tools if they are used responsibly--unfortunately, credit cards are highly mishandled, everyday and all across the globe.  Too many see these as a means to an end, or a reason to splurge on those things they wouldn't ordinarily have considered purchasing.  Furthermore, financial experts find that too many turn to credit cards to support their monthly living expenses, something that is a financially …

When you have make moves to boost your career goals, or to perhaps increase your financial stability--this should never become something that is impossible.  Making money, and saving money is always in your control. Like when picking the right car insurance.

You can keep this from filling you with anxiety and stress!  The best thing you can do for yourself is stage and plan, just like when it comes …

[Updated for 2021]

It always hurts when you save money by budgeting and end up losing a chunk in taxes. As a Canadian, you should claim as many tax deductions as possible. Hopefully, this would include some credits too.

In this article, we’ll dispel common misunderstandings, combat misinformation, and explain ways to write off some off your current expenses. Please note these are just tips and you should talk to …

Living in your twenties is not what it used to be, and in no way is it easier.  In fact, thinking practically, living on your own in your twenties has become quite challenging.  Many young Canadians have actually returned back home, finding the financial strain too much to handle.  

Balancing finances, work and school is hectic--but having to struggle just to keep the lights on is not something 20 somethings …

Mothers Day is almost upon us and it is definitely time to begin planning, but where to start?  Most begin with a financial plan -- Okay maybe that's taking things too far but you do need to get the cash together. After all, how else are you going to get that special present?

You'll find that we are all about staying on a budget here.  There are many ways …

You probably already know that a budget is critical, especially if you want to pay off any debt successfully. However, it's one thing to have a budget and another to stick to it. You may find that sticking to your budget is more complicated than anticipated. This could be due to overspending, paying too much in taxes, or simply failing to keep track of where your money is going. …

With unemployment on the rise and the general uncertainty that has come with a pandemic, joblessness is unfortunately a real threat. It is natural to feel anger and resentment when suddenly face with a layoff, uemployment is a scary thing.

For many Canadian families, a job loss can mean financial disaster, and many are living paycheque to paycheque right now. It’s not all bad news, though.

There are steps …

Even if your income isn't where you expect it to be, you can still manage a practical budget with the right mindset without getting a second job. A low income isn't the end of the world. With consistency and adequate planning, you can always move up the ladder and improve your financial position. It can be difficult to live on a low income and create a tiny budget for …

It's all over the news and social media; groceries have become so expensive. This is a normal response to pandemic-induced inflation. However, if you find groceries particularly unaffordable, you may need to examine your spending habits. Taking out same-day loans to get groceries is a clear indication that you are doing something wrong. There are numerous ways you can cut back and save money on groceries, but this all ties …

You don't have to make a gigantic lifestyle change to see improvements in your budget, not at all.  However, many Canadians across British Columbia believe it takes this just to see slight improvements. While you can make some extra income selling items you don't use any longer, or taking on an extra job, there are definitely more reliable ways to make positive gains to a budget.  Of course, Canadians …