While hoarding money is not really a common phenomenon, it does happen from time to time. Nine times out of ten, distrust, paranoia, and fear are the motivating factors for individuals who willfully chose to hoard cash.

An Overview of Paranoia and Money

Reports from Money Instructor affirm that the decision to hoard money is often indicative of mental health ailments such as obsessive-compulsive disorder. There's nothing wrong with building …

When most people hear the term "investing," they generally think of stocks, bonds, or mutual funds. While each of the foregoing elements can be very profitable investments, the best investment that an individual will ever make is in themselves. Best part, you can start with literally any budget. How does that happen, though? We are not talking about getting payday loans in Toronto and using that cash (That's …

Money Management is critical for financial success in this day and age, even for the most light-hearted events like Halloween. A key aspect of money management involves knowing where to keep your funds. Although people have traditionally held their money in banks, more and more people are beginning to question this. People want to feel more secure about their money. For example, if you receive a payday loan in …

Virtually everyone has found themselves in a sticky financial situation. Unfortunately, it can happen to even the best of us. Sometimes emergencies happen, unexpected events take place, and without the proper savings, these occurrences can seriously disrupt our budgets and financial health. In cases like the aforementioned, the temptation to borrow money from a relative, friend, or financial institution can be great. While borrowing money has helped people in certain …

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Who Doesn’t Want a Pay Raise?

Everyone loves a raise. Now, whether or not your boss shares that enthusiasm, well…that’s a different story.

Maybe you’re planning on moving, or you’re going through a divorce. Perhaps your income is just not enough for your lifestyle. Whatever your situation is, asking for a raise can be a nerve-wracking …

As people gradually enter various stages of their later life, they may begin to consider the merits of retirement. While some individuals decide to keep working, others feel as though they have worked for long enough and are ready to retire. However, before one enters retirement, there are some very important things they need to do.

Make Sure You Have Enough Money to Retire

The desire to retire from work …

Any individual who wishes to achieve financial health must first obtain multiple streams of income. In business and in life, a singular source of revenue is simply not enough. Many people work as employees for various businesses or corporations. They are generally paid a salary which allows them to live (somewhat) comfortably. More often than not, so long as working people are able to pay the bills, they have no …

There are many people who take out a payday loan in good faith, with the full intention of paying it back as they should. However, there are just as many who have something happen that prevents them from meeting that obligation. Then there are a few who feel they've been treated rather unfairly due to high fees and other expenditures in regards to the loan. Now, the worst thing a …

This article is part of our Finance Hub.

Too many Canadians run from their debt and try to bury their head in the sand. It's not because they are losers--it's simply because they just don't know what to do. They think by not communicating and not answering those letters the debt will somehow just disappear, but that isn't going to happen. One of the worst things that a debtor …

Canadians don't always have to turn to a costly personal loan to overcome financial hardship. Whether it's caused by just student loans or something bigger, there are lots of options available for you.  These more affordable choices will protect credit and actually assist with building a better credit history. Before ever applying for any type of loan, the borrower should weigh the reasons as to why they need it. …