How it Works

Apply Online

Filling out the application form and submitting your banking details should only take 5-10 minutes. We'll need your basic details, such as name, address, birthdate, and how much money you want to borrow.

Get Approved

Approvals are fast because of our proprietary scoring software. Once you're approved, agree to the contract's terms and conditions that will show up in your email.

Deposit Your Cash

Approvals are fast because of our proprietary scoring software. Once you're approved, agree to the contract's terms and conditions that will show up in your email.

Online Payday Loans in Brampton, Ontario

As one of the largest cities in all of Canada, there is a lot going on in this city. For the over 600,000 residents, almost anything they want can be found within the city limits. For anything else, they are part of the Greater Toronto Metropolitan area, and only a 1 hour drive away from the Toronto city centre. That means there are plenty of payday lenders for residents of Brampton to choose from— inside the Golden Horseshoe and the GTA -- but how do you know that you’re making the right choice? My Canada Payday is the number one online payday lender across all of Canada and we’re here to relieve your financial stress!

We pride ourselves on:

Providing friendly, helpful customer service
Delivering your cash advance directly into your bank account
Offering a quick, painless application process
Letting you apply from the comfort of your own home

Here are a few reasons why our Brampton customers love coming back to us for payday loans in Ontario:

We Love Our Brampton Community

We take pride in making a positive local impact, hiring our Canadian friends and neighbours instead of outsourcing overseas. Our investment in our local communities is a point of pride for us.

Our customer support staff is 100% Canadian, making it easy for you to ask questions, resolve any issues, and who knows, even make a new friend (let’s face it, Canadians are notorious for our amiable dispositions—and our staff at My Canada Payday are no different!). We also love the community of Brampton, including all these wonderful neighbourhoods: Bramalea, Castlemore, Churchville, Claireville, Mount Pleasant, Snelgrove, Springdale, and Tullamore.

We are Highly Available

We have call centers set up across the country, making ourselves available for phone and live chat support from 5AM PST to 8PM PST Monday-Friday, 9AM to 5PM Saturday-Sunday, and our online application form and funds delivery operates 24/7. That means you can accept a payday loan any time of the day, whenever it's convenient for you. You don't need to worry about whether you don't get to an email on time with us.

We Work Well with Others

Have you ever experienced the frustration of finding out that a payday lender doesn’t allow deposits or payments from your bank? With My Canada Payday, you’ll never have to worry about being disappointed—we pride ourselves on working extremely well with others.

We can seamlessly transfer the funds you need to all major banks, minor banks, and even credit unions. At My Canada Payday, we can guarantee that your money will get to your account no matter who you bank with.

We Know the Importance of Convenient Payday Loans in Brampton

Between work, extracurricular activities, and spending valuable time with friends and family, there’s hardly enough time in the day to sit in an appointment for a payday loan.

Instead of driving to a storefront, standing in line, and filling out paperwork, My Canada Payday makes it easy to go online and fill out an application—meaning you can complete the entire process in as little as 15 minutes. Who wouldn’t love to manage their finances while sprawling out on the couch?

With every aspect of the lending process fully available online, getting the money you need has never been easier (or more relaxing).

We Work with Bad Credit

For traditional lenders, having bad credit or no credit at all usually means one thing: an instant denial. We know that everyone's financial circumstances are unique, and that's why we look at thousands of factors outside of what a credit report covers. This lets us offer credit to a much wider range of customers. In fact, providing credit when banks can't or won't is basically our mission statement. We are committed to ethical lending and levelling the playing field for borrowers.

We Support Our Local Customers With Safe & Secure Payday Loans in Brampton

Our customers will always be our first priority—after all, we wouldn’t be the number one payday lender in Canada without them! We know that taking out a loan can be stressful, whether it’s your first time or you’re a seasoned pro. That’s why we offer top-notch customer service and support to each and every one of our borrowers.

Customers can reach out to us at any time by phone (877-730-8406) or by email (getpaid@mycanadapayday.com) with questions, comments, or concerns. There’s nothing we love more than supporting our customers in Brampton through every step of their borrowing experience!

Number One Payday Loans in Brampton

Payday Loans Brampton are Fast

Because your money will come to you using Interac e-Transfer, you won't have to wait until the next business day like with some lenders. You're guaranteed to get the funds within an hour of signing the contract, and in most cases it will be under five minutes.

You can't beat that speed with a brick and mortar lender! Even driving to the storefront will take longer, and then you might still be denied. My Canada Payday is the fastest solution for your borrowing needs.

Easy Requirements for Payday Loans

It's simple to qualify. Really, it's just this:

be at least 19 years old.
be a Canadian citizen
have a steady job or pension income
have a Canadian bank account with online banking

Licensed to Provide Online Payday Loans in Brampton

When you're looking to borrow money, make sure you're dealing with a legal lender. Many lenders in Canada aren't licensed with the government, and they are risky to deal with. My Canada Payday is licensed with the Ontario government, and has a commitment to ethical practices and responsible lending.

Repay on Your Schedule

If paying off the entire loan on your next paycheque isn't right for you, just contact us and ask to split it over more payments. Whatever the schedule you prefer, we can make it happen. Even over your next three pay periods if you want, so long as that doesn't exceed 62 days. That means if you're paid monthly, you can spread it over a maximum of two pay periods.

Handy Links in Brampton

Questions and Answers about Brampton Payday Loans

Before taking a payday loan in Brampton, you might have some questions. These are some of our most commonly asked questions, but if you have anything not covered here then don't hesitate to contact us by email, chat or phone. We are standing by to assist you!

Do you lend in Brampton?

Absolutely, we lend in Brampton, as well as the other cities in the Regional Municipality of Peel, including Caledon and Mississauga. We have been lending in Brampton for close to 10 years, and our customers love working with us. We even have a call centre located just an hour's drive north of Brampton in Barrie, Ontario. All our staff are Canadian -- we don't outsource anything -- so when you borrow with us, you may be chatting with a neighbour!

How do I get a Payday Loan in Brampton?

Go to the application form and fill it out. You can find it here.

Once you have filled out the application and submitted it, you will be asked to submit your banking data. As long as you have access to your online banking account you shouldn't have a problem with this step. It will only take a few minutes to send over your details.

Finally, if you are accepted, you will get an email with a contract and a spot for a digital signature. Once you sign we will deliver the funds.

We send the money for all loans in Brampton using Interac e-Transfer so it should arrive within about five minutes. In fact, we use Interac e-Transfer for every loan in the province of Ontario. If you don't see it, check your spam folder as it has been known to happen. If you still don't see it then contact us and we'll make things right ASAP.

What about Bad Credit in Brampton?

You're not going to have to worry too much about your credit when you apply for an online Brampton payday loan from My Canada Payday. Our proprietary system looks at thousands of factors that a traditional credit score wouldn't.

Whether you have a high score of 750 or a low score of 500, you won't necessarily be excluded from consideration. My Canada Payday is much more reliable for borrowing money in Brampton than any of the regular banks.

What is the maximum amount of money I can borrow in Brampton?

In Ontario, the maximum amount for a payday loan is 50% of your net income. For example, let's say you take home $800 every two weeks. That means the most you can borrow is $400.

What about weekend loans, can I borrow on the weekend?

Our offices are absolutely open on the weekends. Emergencies can happen at any second which is why we pride ourselves on making ourselves available at all times, so we never let the borrower down.

Not only are our offices open, our loan delivery system operates 24/7, night and day, rain or shine, in heat waves and during blizzards. Nothing but a total bank shutdown will stop you from getting your funds in a timely fashion.

What is the difference between a Cash Advance and a Payday Loan?

These are really just two different ways of saying the same thing. "Payday loans Brampton" and "cash advance Brampton" are mostly synonyms. A cash advance is what you might get from your employer if you wanted to get paid a little bit early. My Canada Payday is the same, we will lend you a bit of your paycheck early on, exactly like a cash advance.

We also offer payday loans in Toronto, Mississauga, Vaughan, Markham, Oakville, Richmond Hill, Burlington, York, Milton, Halton Hills, Caledon, Newmarket, Aurora, Bradford West Gwillimbury, New Tecumseth, Gormley, Orangeville, Georgetown, King City, Erin, Nobleton, Schomberg, and Acton.

Payday Loans Brampton