Payday Loans in Barrie, Ontario

Barrie is an independent municipality in Simcoe County that has a population of over 140,000 residents. According to the information of the most recent census, it is considered to be the 34th largest city in Canada and it features a booming local economy with some of its major employers being Coca Cola Bottling, IBM, TD Canada Trust, and Scotiabank. The median household income is approximately $79,000 and the city is the home of over 52,000 households and a workforce comprised of 78,000 people.

What can a Barrie resident do when there isn't any cash in your pocket and you are not able to hold out until your next paycheque arrives?

• You might head to a local cash advance store and line up
• See if you can locate a company who can take an IOU
• You could have a visa card which offers a loan in cash
• Taking funds early from your RRSP can carry a major fee
• Try to get a credit line at your regular bank
• My Canada Payday will help you evade all these unpleasant options. You can be lent up to $1500 with one of our payday loans. You could get the money put into your bank account inside of a half hour

Qualifications For A Payday Loan in Barrie

It’s not always easy to get a loan. Not only do you have to deal with long wait times and pages of paperwork, but you also have to meet strict requirements in order to be eligible for a loan through a bank or credit union. My Canada Payday is completely different. We pride ourselves on having a streamlined, efficient lending process—which means making applications just as simple as they are convenient.

We offer payday loans in Barrie and also payday loans in the rest of Ontario that are fast, convenient, and accessible. You’ll never have to spend hours filling out forms or stressing out about whether or not you meet our requirements—we keep it simple and straightforward from start to finish.

And unlike banks and credit unions, we don’t require our applicants to have a sky-high credit score, a spotless borrowing history, or thousands of dollars in the bank. Qualifying for a payday loan in Barrie is much easier than you might think! Here’s an overview of our requirements:

Age

In order to be considered for a payday loan through My Canada Payday, all applicants have to meet the minimum age requirement. For payday loans in Barrie, you’ll need to be at least 19 years old.

Banking history

While we don’t have strict requirements on how much cash you should have in your bank account, we do require that you maintain a bank account for at least 180 days. (We’ll distribute your loan directly into your bank account, so this is an important piece of the process.) When you fill out your application, you’ll be asked to submit screenshots of your banking history through our secure application.

Residency and employment

First, a no-brainer: in order to get payday loans in Barrie, you’ll need to be a resident of Ontario. Second, you’ll also need to have steady employment at a job that is local to you. Finally, you’ll also have to demonstrate that you are getting paid on a regular schedule, either through direct deposit or cheque. As long as you can verify these three things, you are in the clear!

For some applicants, we may request a bit of additional information, like a voided check, recent pay stub, or a utility bill as proof of address. But don’t worry—we won’t make you fax it. Any supplemental documentation can easily be submitted through our secure My Canada Payday platform.

Why Choose My Canada Payday For Your Payday Loans in Barrie

We love being known as one of the top payday lenders in Canada—not to brag, but we’ve totally earned it! Our payday lending system has been designed with borrowers in mind from start to finish, providing a wholly unique experience with payday loans. There are tons of great reasons to choose My Canada Payday for your payday loans in Barrie. Here are some of our favourite reasons why our borrowers keep choosing us:

1. We’re super, super fast.

When bills are piling up and your bank account is dwindling, you can’t afford to waste time waiting for a loan approval -- you want quick cash now. And you definitely can’t let weeks go by without getting the funds that you need. That’s why our payday loans in Barrie come with same-day approval and fund delivery within one business day. (In some cases, you could access your funds within minutes!)

2. We make it easy to qualify.

Banks and credit unions make a living off of high eligibility requirements for loans. At My Canada Payday, we believe that payday loans in Barrie should be just as accessible as they are convenient. Our qualification requirements are simple: be at least 19 years old, live and work in Barrie, show 180 days of banking history, and get a regular paycheck from your employer. It’s that simple!

3. We have amazing customer service

Our customer service team is top-notch, providing friendly and helpful guidance at every turn. We’re available by email, phone, and our contact form six days a week—including holidays. Do you have a question that can’t wait until Monday? Did you wake up on Boxing Day and suddenly remember that you need to change your payment schedule? We’ve got you covered. It’s why we’ve gotten so many five-star reviews like these:

• I am a repeat customer. Their process is so streamlined, easy and fast. The funds were sent immediately after signing the contract. Excellent, extremely fast service!
• Always fast and willing to help no matter day or night. Thank you MCP you guys are a lifesaver
• As a repeat customer, they have an easy application process and amazing customer service team who is able to assist. Thank you!
• Excellent...good rates and attentive customer support.

Getting a payday loan in Barrie is astonishingly hassle-free!

• We will deal with your loan application in minutes
• Your money put right into your account
• The loan payments are taken right out of your account.
• You can prepare the application at your computer

Apply For A Payday Loan in Barrie

Whether you are planning to take the family to Splash ON Wibit Water Park for the day, catch a show at Theatre by the Bay, or snowboard from one end of The Heights to the other, there are plenty of fun ways to spend your money in Barrie. But even the best budgeting can’t help you plan for the unexpected expenses, like an emergency car or home repair.

That’s where payday loans in Barrie can help. My Canada Payday is the best way to quickly get the funds you need, all without the hassle of paperwork and long wait times. How do you apply for a payday loan in Barrie? It’s easy! Take at how borrowing from My Canada Payday works:

Step 1: Visit MyCanadaPayday.com

From application to fund disbursement and repayment, every step of our borrowing process can be handled online. We make it easy to apply from anywhere you have an internet connection, with total time to apply ranging from 15 minutes to 30 minutes total. All of your personal information is transmitted securely on our encrypted server—including any screenshots of your banking history—so you can apply with confidence, knowing that your personal information is safe.

Step 2: Check your email inbox

Our review process is just as quick as our application—after all, there’s nothing worse than sitting in the dark for days, wondering whether you’ll get approved for a loan. After your application is reviewed, we’ll send an email confirmation to share the good news as soon as possible. In most cases, that means that you’ll get an email within 30 minutes or less!

Step 3: Sign your loan terms

Along with your confirmation, we’ll also send your loan terms for you to review, approve, and sign. We’ll release your funds into your bank account as soon as you sign via Interac email transfer, and your loan will be on its way! Depending on your bank, it may take a little longer to see your funds deposited. Most first-time borrowers can use their funds on the next business day, while many recurring borrowers see their loan within minutes of approval.

Step 4: Repay your loan

My Canada Payday loans in Barrie are designed to be repaid on your next paycheck. We’ll set up automatic payments directly through your bank account, so you’ll never have to worry about missing a payment (or go through the hassle of manually scheduling them). If you need to reschedule your payment, get in touch with our customer support team. We’ll be happy to work with you to find the best repayment schedule for your needs!

Prioritize Convenience When Getting Your Payday Loan in Barrie

We’ve all been there: having an empty bank account is stressful. If you have bills that are coming up and are still waiting for your next paycheck, or an emergency expense that you can’t pay for, it can be incredibly frustrating not to have access to the funds that you need.

If you’re in a bind, you need access to funds as quickly as possible—but why choose payday loans in Barrie? Wouldn’t a traditional loan be just as convenient? Not by a long shot. Here are a few key differences between traditional bank loans and payday loans to consider:

• Payday loan applications with My Canada Payday can be filled out online in as little as 15 minutes; bank applications often require an in-person consultation to sit down with a lending officer and may need you to submit multiple supporting documents for your income, borrowing history, employment, residency, and more.
• Payday loans don’t require high credit scores; on the other hand, traditional lenders often use your credit score as a means to either approve or deny your application.
• Payday loans with My Canada Payday are reviewed and approved on the same day you apply (with most approvals coming in 30 minutes or less!); bank applications can easily take days (or weeks) to review your application.

It’s easy to see how payday loans are more convenient than traditional loans: not only are our payday loans fast to apply for and get, but they also have more relaxed eligibility requirements. With My Canada Payday, loans in Barrie are accessible to more residents than ever! Here are some more ways that My Canada Payday prioritizes convenience for our borrowers:

• Applications are completely online, so you don’t have to get up (or even get dressed!) to apply
• You don’t need a high credit score to apply (or years of borrowing history)
• No faxing or mailing required; any supplemental documentation that we need can be sent securely through the My Canada Payday application
• Payday loan approvals are sent in 30 minutes or less (we won’t leave you hanging)
• Loans are deposited directly into your account through secure EFT bank transfer
• Payments are made automatically when your next paycheck comes through (and you can even choose to repay two paychecks from now)
• Our customer service team is available six days a week, all weekends, and all holidays—reach out by email, phone, or contact form any time for help!

At My Canada Payday, our goal is to make payday loans in Barrie simple, accessible, and convenient. Even better, we don’t put strict requirements or added complications into our process: no matter what, our goal is to make it easy to access the funds you need, exactly when you need them.