Payday Loans Vancouver, BC
How it Works
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It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
AGREE
We'll look at the loan application and approve or deny right away. Once you are approved, we send you a contract which you digitally sign and that's it.
MONEY
We'll look at the loan application and approve or deny right away. Once you are approved, we send you a contract which you digitally sign and that's it.
Payday Loans in Vancouver, British Columbia
My Canada Payday is a licensed online payday lender that offers online payday loans in Vancouver. You can borrow up to $1500 with the funds sent by Interac e-Transfer, arriving in under 5 minutes from the time you accept the loan. Bad credit or no credit is no problem.
If you’re a movie buff, you may have noticed the vibrant city neighbourhoods or scenic oceanside of Vancouver from any number of feature films! From the forest scenes in Jumanji to residential neighborhoods in Juno to expansive cityscapes in Deadpool and Godzilla, Vancouver is no stranger to hosting blockbusters. And it’s no wonder that Hollywood has a long-standing love affair with Vancouver. The city is home to over 631,0000 people, making it one of the most populous and diverse cities in Canada. Each neighbourhood brings its own unique identity and culture, from the exotic shops and cuisine of Chinatown to high-end mansions and restaurants in South Granville.
In fact, Vancouver is consistently ranked as one of the best places to live in Canada and even in all of North America! My Canada Payday is happy to be in Vancouver to provide residents with quick access to the funds they need, whether they are paying off debt or need a quick influx of cash to fill the gap between their next paycheque.
My Canada Payday lends all across Metro Vancouver including North Vancouver, West Vancouver and Port Moody.
Why Get a Payday Loan
Whether you have an overdue rent payment, utility bills that are piling up, or need an extra influx of cash before your next big trip, seeing an empty bank account can be stressful. We’ve all been there—when you’re stuck in a bind and need access to funds, you need to get a loan as quickly as possible. Vancouver residents have plenty of short-term and long-term borrowing options—but how do you decide whether a payday loan is the right choice for you?
- Payday loan applications can be filled out online simply and easily; bank applications may require that you visit in-person to sit down with a lending officer and often need multiple supporting documents
- Payday lenders don’t require a high credit score; many traditional lenders will use your credit to either approve or deny your application
- Payday loan applications can be approved and disbursed in 15 minutes or less; bank applications may take days (or weeks!)
Go ahead and fill out our simple, online loan application. Give us a call at (604-630-4783) or shoot us an email (getpaid@mycanadapayday.com) to get in touch. We are here to help Vancouver residents get the funds that they need, when they need them!
Why Choose My Canada Payday for Your Payday Loan?
We’re convenient.
From start to finish, the entire borrowing process can be managed online, making it easy to get a loan while stretching out on your couch.
We’re part of your community.
My Canada Payday is available throughout Canada, and is 100 percent Canadian owned and operated. You can feel good about partnering with a business that focuses on supporting local communities—and never on outsourcing.
We’re easy and reliable.
All you need to qualify is your online banking history and proof of a regular paycheque schedule. We’ll usually won't use your credit score as a factor to deny or approve any online payday loans.
We have phenomenal customer service.
We pride ourselves on offering industry-leading customer service. Our team is always available via phone or email to offer guidance and answer questions—and always with a friendly, positive attitude.
No credit payday loans
It's possible to get an online payday loan with My Canada Payday even if you don't have any credit or if you have bad credit. This is because of our risk scoring system that looks at your income, bill payments, and other factors that don't always get tallied up right in a credit report.
Useful Links in Vancouver
Frequently Asked Questions about Payday Loans Vancouver
If you've got questions, happily enough we have answers. Answers to all your Vancouver payday loan related questions.
Payday loans are designed to be scored off your ability to pay in the short term, so what we are looking for is things like steady income (employment, pension) and not having too many NSF payments. Having bad credit for things that happened in your past isn't going to mean you can't qualify for a loan with us.
Sure thing, we're open 7 days a week, so we definitely offer weekend loans. Not only that, we send funds 24/7 for your convenience.
Not far away, and still in the GVRD, or Metro Vancouver if you prefer. You can get payday loans in Surrey at our main office. We also have call centers in Halifax and in Barrie.
Usually you will pay back on your next payday. If you want to stretch it out over the next payday or two, contact us and we can set that up for you.
For a first loan, you could borrow up to $500, but no more than 50% of your net income. For example, if you earn $2200 per paycheque your maximum loan would be $1100.
Payday loan, cash advance, same things. Yes, we offer cash advances in Vancouver, repayable on your next paycheque.
Yes, we offer payday loans in North Vancouver.
Yes, we also offer payday loans in West Vancouver.
A payday loan is basically a cash advance. Which happens to be getting money in ‘advance’ in exchange of something valuable that you have to offer.
Usually an ongoing income source such as a job.
To qualify for a payday loan, you simply present your current pay stub (Sometimes they may ask for your last three pay stubs) to the lender (In this case it would be us) and we’ll calculate how much cash we can give you ‘in advance’ on the basis of your current income.
If you happen to be approved, we then give you your cash. This is called getting a payday loan.
To get approved for a payday loan in Vancouver, there are a few requirements that must be met.
- Valid proof of income. In some rare cases, you may be asked for your last three monthly pay stubs, if you aren't paid by direct deposit.
- Be of legal age, which is 19 or older in Vancouver.
- A bank account with online access which is used to submit your recent banking history.
A payday loan is considered an ‘unsecured’ loan. As the borrower is not putting anything up as collateral (House, downpayment, etc).