Payday Loans in Abbotsford, British Columbia

What is your best option when there's no money in the bank and you are not able to hold out until the coming payday?

• You can visit a close by payday loan store and get a cash loan
• Discuss to your bank and ask about an overdraft
• Some companies may perhaps take post-dated cheques
• You may consider proposing an IOU instead of money
• It is conceivable that your employer may give you a loan
• My Canada Payday can help you avoid all these difficulties. We can sort out your temporary financial issues you might have. You'll never deal with a more diligent loan service any place in the country.

Apply Easily For a Payday Loan in Abbotsford

Called the “Raspberry Capital,” Abbotsford boasts sprawling acres of farmland and orchards. The city is growing (and even has one of the largest visible populations of minorities across Canada), but still keeps that small-town feel, making it a great place to live—and even raise a family!

If you’re thinking about raising a family in Abbotsford, then you might already be feeling the financial pressure. And even if you aren’t planning on having children anytime soon (or ever), the cost of living in British Columbia is well-known for being significantly higher. In Abbotsford, you might be spending anywhere between $1,200 to $2,100 in your rent alone!

With higher living costs, keeping all of your bills paid without draining your bank account isn’t always easy—especially if you’re waiting for your next paycheque to come. My Canada Payday can help! You can apply easily for a payday loan in Abbotsford through My Canada Payday. Take a look at how easy it is to apply for a payday loan!

• Online applications
  At My Canada Payday, we’ve designed our application process to be completely online. You can fill out your application for a payday loan in Abbotsford at any time, from anywhere—all you need is a steady internet connection and 15–30 minutes of free time!
  
  
• Quick approval
  There’s nothing worse than spending hours filling out an application and then waiting weeks to know whether you’ve been approved. When you need a loan, you need it as soon as possible—and that’s why My Canada Payday has a speedy review and approval process. Once an application is submitted, most borrowers get a decision on the same day, and in some cases, even within hours!
  
  
• Secure EFT transfers
  Just as with our online applications and approval process, our loan disbursement is quick, painless, and convenient (yep, that’s sort of a theme for us)! My Canada Payday uses secure EFT transfers to deliver funds directly into your bank account. If you’re a new borrower, you could get access to your loan within one business day. If you’re a returning borrower, the process is even quicker, with some loans available within minutes! Whether you are getting a payday loan in Abbotsford for the first time or the tenth time, My Canada Payday is the fastest way to get the funds you need.
  
  
• Automatic payments
  My Canada Payday loans are meant to be repaid on your paycheque schedule. But what happens if you need to extend to the next paycheque? My Canada Payday can help! Reach out to our customer support team to make an adjustment to your paycheque schedule; we love staying flexible to help set our borrowers up for success!

Qualifying For A Payday Loan in Abbotsford

If you’ve ever applied for a loan through a bank or a credit union, then you already know how difficult it can be to get approved. Traditional lenders tend to have strict requirements for borrowers to meet: if you don’t have a high-enough income or are still working on your credit score, you might not even be able to apply in the first place.

Don’t waste another minute on filling out applications and waiting for a decision. With My Canada Payday, we believe that payday loan applications should be quick, simple, and accessible. That’s why we’ve made qualifying for payday loans as straightforward as possible, making it easier than ever for Abbotsford residents to get a payday loan! Here’s what you’ll need in order to qualify for a payday loan in Abbotsford:

Be at least 19 years old

All applicants with My Canada Payday must be at least 19 years old before applying for a payday loan. As long as you meet the minimum age requirement, you’ve met the first qualification for a payday loan!

Have six months of banking history

As you fill out your application, we’ll ask you to verify that you have at least 180 days of banking history. You might be asking, “Why does my bank account matter?” We get it! Here’s why this verification is important: we disperse your payday loan (and process your payments) directly through your bank account, which means we need to verify that your bank account is active to ensure that you can properly receive your payday loan.

Don’t worry—we make it easy to verify by submitting screenshots or copies of past statements through our secure, encrypted My Canada Payday application.

Have proof of steady employment

Are you living and working in Abbotsford? Are you getting steady, regular paycheques? If the answer to both questions is “yes,” then you are all set to apply! You could be getting paid every week, every other week, or every month—no matter what the frequency is, the most important aspect here is that you have a dependable income. We may ask you to submit a recent paystub or a screenshot of your bank account to see your direct deposit history in order to verify your employment. Please note that we are not currently offering payday loans to self-employed or unemployed applicants.

Why Choose My Canada Payday For Your Payday Loans in Abbotsford

Our Abbotsford borrowers love using My Canada Payday for their payday loans—and with a super-fast application and review process and the ability to complete everything online, it’s easy to see why! There are tons of reasons why you should choose My Canada Payday for your payday loans in Abbotsford. Take a look at some of our favourites below:

• You can use your payday loan for anything

Have an overdue bill that you can’t afford to pay today? Want to avoid paying high-interest credit card fees by paying off a smaller balance sooner, rather than later? Need a little extra spending power to carry you from one paycheque to the next? Great! My Canada Payday loans come with no restrictions, so you can use them exactly how you need to.

• We’re 100 percent Canadian-owned and operated
  My Canada Payday is completely Canadians-owned and operated, and we’re proud to be a part of the local communities within British Columbia. From our owners to our customer support team, everyone is a part of My Canada Payday is from Canada. We’ve even got a physical storefront location in Surrey—come visit us and see what My Canada Payday is all about!
  
  
• Our payday loans are fast, reliable, and easy to apply for!
  Getting a loan shouldn’t be complicated or time-consuming. That’s why My Canada Payday loans in Abbotsford are designed with borrower convenience in mind, from start to finish! Our entire application can be filled out online, and you’ll get notified on your loan decision within one business day via email. Even better, your funds will be deposited directly into your account via a secure EFT transfer, ensuring that you get your loan with minimal wait times.

See Why Our Borrowers Love My Canada Payday

Sure, loan companies might not always be known for their customer service team—but My Canada Payday has a phenomenal track record of helping our borrowers! Our customer support team is always available to help, answer questions, and ensure that our borrowers are fully supported every step of the way. As a result, many of our borrowers come back for their second, third, or fourth payday loan with My Canada Payday. See what some of our borrowers have said about our customer service below:

• I am a repeat customer. Their process is so streamlined, easy and fast. The funds were sent immediately after signing the contract. Excellent, extremely fast service!
• This online service is very quick and efficient. [It’s] everything at your finger tips [sic]. If you ever need to reach out over the phone the customer service is pleasant. They are there to help with any questions and your needs.
• You know what, these guys are so simple and easy to deal with, don’t charge an arm and a leg for interest and you usually have your money within a couple hours. Grateful for this company especially in trying times.
• This company is amazing and easy to deal with. The entire process was done in no time.

What You Can Do With Your Payday Loan in Abbotsford

As the city of Abbotsford expands and becomes more diverse, so do the opportunities to spend your payday loan! Whether you are catching a game or a concert at the Abbotsford Entertainment & Sports Centre or gearing up for a shopping trip to Highstreet mall, a payday loan can help you keep your bank account full.

You have unlimited possibilities when it comes to what you can do with your payday loan. My Canada Payday offers payday loans in Abbotsford for up to $1,500—so what could you do with an extra $1,500 in your pocket? The answer is completely up to you! Unlike a loan that you might get from a bank or credit union (like an auto loan or a home loan), there are no rules on how to use a payday loan. Your loan is extremely flexible, and can be used for things like:

• Paying for concert or event tickets
• Covering transportation or travel costs
• Buying groceries or other household items
• Repaying a loan to a friend or a family member
• Catching up on monthly utilities, like your electric, internet, or water bill
• Replacing a broken washer or dryer
• Covering the cost of an urgent home repair
• Adding some extra cash to your vacation spending fund
• Replacing a broken phone or laptop
• Paying for a new set of tires or brakes on your car
• Consolidating a few smaller credit cards to minimize your debt
• Getting a little extra cash to help pay your rent or mortgage

There are some great long-term benefits to be had with payday loans in Abbotsford, too. If you are starting to rebuild your credit (or don’t have much credit to speak of yet), a payday loan can provide the opportunity to start creating a positive borrowing history.

That’s a key part of your overall credit score, since the credit bureaus will look at whether you’ve taken out a loan before—and whether you have successfully paid it off. Make sure you repay your loan on time, and you could see a nice little boost in your credit score as a result! With a little bit of planning, you can easily turn your payday loan into a powerful tool to improve your financial health. Why should you borrow cash with My Canada Payday?

• No faxing necessary
• Absolutely no questions asked, we don't pry into why you need the loan
• Secure encryption secures all your confidential details
• Properly licensed and inspected by the government
• Money sent using EMT
• Fast Interac transfers
• You can expect to be approved in 30 minutes or less

You're going to be surprised at just how hassle-free applying for a payday loan online can be!

• You don't have to go out of the home to apply
• Your loan payments are debited right out of your account.
• Application form handling time is really rapid
• Money sent straight into your bank account