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Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner.

Canadians who do manage to acquire a home struggle from month to month with …

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles, and it's more than just earning more money.

You …

Learning how not to go broke is an odd idea, isn't it? Well, it's also a smart one. Too many people today keep repeating the same financial mistakes.

Many Canadians claim to have no time to budget, and no time or money to purchase software programs to help them manage their money better. While there have been improvements in recent times, there is still a significant number of people with …

Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. Markets like Toronto are very different from Vancouver. If you have strong …

Stockpiling is a very common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

Lots of money-saving advice does require an individual or family to change their lifestyle to be successful. We've said that it takes commitment and good banking habits to succeed financially. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most frugal Canadian families can struggle financially, with the best methods in place. However, remember that there are simple, easy things you can do to help …

Becoming a homeowner, mobile or traditional, is a big step. If you've been renting and are ready to become a mobile homeowner, the last thing you want to hold you back from this dream is your credit score.

Everyone makes financial mistakes, but some can hit your credit score hard. Credit scores have a huge role in most financial decisions you will ever have to make as a Canadian. You …

You hate your job so much that you want to quit. You even hate it so much that you want to quit today. Of course, this can happen. However, are you prepared for this? Have you factored in your everyday expenses?

While it is your personal choice to decide when to quit a position, it is also important to realize this decision has to be owned. If quitting your job …

Life  is demanding and stressful. For many Canadian families there is constant worry or some form of anxiety lurking.   Sometimes it comes from simply feeling like you’re trying to do it all.  And sometimes life is just difficult period. Natural leaders have discovered ways to manage stress and maintain their composure in order to stay ahead of the game. Canadian professionals who can learn how to overcome personal problems on …

Suppose you find out you have a low credit score, you'll likely be surprised! How did it happen without you even being aware? The truth is that if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop and you might not even know. It's murky waters out there, but you can save yourself from drowning.

Too many Canadians are hit …