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Coupons, coupons, coupons.

The word “coupon” comes from the French couper , meaning “to cut”, and it’s very appropriate.

Coupons are great for cutting your grocery bills . Redeemable for money off or even for free products, you can save a bundle by clipping before your trip to the store and arriving with a bundle of them.

But where do savvy shoppers find their coupons? With a bit of research …

This article is part of our Finance Hub.

The greater your income is, the easier it is to build a successful budget. We have already covered how to secure a pay raise, but it's a different ballgame if you don't have a job at all. Or perhaps, you have a job but are looking to upgrade your income. After all, you will need a solid income to …

A filing cabinet is one of the most important tools any financially-literate person can have. While electronic records are getting more common, we are still a long way from being a paperless society. Plus, there are several security concerns online. With online fraud running rampant, your tax receipts and utility bills must be kept safe.

Besides good financial planning and avoiding investment scams, keeping a good financial record …

Whether you’re newly in a relationship, married for a decade, or plan to celebrate with friends, Valentine’s Day can be a great excuse for a bit of romance or a bit of fun. Sure, it can be a day that is commercialized, but with the right attitude, it can be a chance to spend quality time with the one you love.

A traditional Valentine date however, can easily get pricey …

It is always a good idea to save for the future, but RRSPs and TFSAs aren’t the only options. If approached correctly, smart investments in the stock market have a lot of potential to make you extra money.

Especially over the years.

Wouldn’t that be nice?

The stock market is complicated and ever-changing so it can feel quite intimidating. However, with the right info and support, making your first investment …

When you go shopping, it can be difficult to know how much more than the sticker price you will be made to pay. Like other taxes, figuring out the Canadian sales tax system can be very complicated. How much do you have to pay? What do you have to pay for? Where does that extra five to fifteen percent of your bill go? What about taxes on auto insurance? …

It’s a sad fact that most Canadians are not very well educated in personal finance. Even if you know your ETFs from your TFSAs, though, it can sometimes be useful to have a second pair of eyes. This is where financial advisers come in. Whether you want to reduce your debt burden , invest your inheritance wisely , or get the best value for money in the property market, a …

This article is part of our Finance Hub.

In 2013 and 2014, the average cost of one year’s tuition at a Canadian college was almost $6000. Students also face high and rising costs for textbooks, study materials, accommodation, and other living expenses.

The cost of education is expected to rise every year for the foreseeable future, so it is more important than ever to make smart financial plans for …

Now that you know the ins and outs of car insurance policies , it’s time to learn how to save money on your policy. Vehicle insurance policies can be quite expensive, especially if you’re young or if you live in certain areas. Luckily, there are some simple steps that you can take to lower your premiums and increase the amount you can put into savings every month. Who knows, you …

The mortgage on your home is probably the largest piece of debt that you will ever take on. According to Canadian Real Estate Association data, the average Canadian house price in August 2014 was just under $400,000, and house prices are expected to continue to rise.

When you’re likely to spend decades paying off a loan, it makes sense to negotiate good terms to begin with. While you shouldn’t expect …