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One of the greatest hurdles in building a business is capital, or lack thereof. Pure lack of capital and financial resources, subsequently pushes aspiring entrepreneurs to believe that borrowing money is their only option. Of course this is pretty accurate but there are other ways. The pitfalls of going into debt are well-documented, but thankfully, other alternatives do exist. Getting a payday loan online is one, but there are other …

A healthy emergency fund is paramount for any adult. Unexpected expenses and occurrences happen all the time, often when things are tight. An emergency fund can, and often does, determine whether or not an individual or a family will be adversely affected by financial hardship or be able to bounce back from the circumstances without having to turn to emergency loans as a stopgap.

There are many different options when …

This article is part of our Finance Hub.

In the best of worlds, nobody would incur any debts. Unfortunately, there are countless people who are up to their eyeballs in debt. Ideally, incurred debt is something which should be paid off as quickly as possible; yet, many individuals find themselves struggling to pay back the money they owe. The subsequent interest which often accompanies unpaid debt doesn't make matters …

At one point or the other, many people will find themselves in situations where they need a loan. The person making this request may be a relative, close friend, or even a co-worker. Loaning money comes with its own risks and stigmas; what if the borrower takes too long to return the money? What if they can't afford to pay back the loan? Worst of all, what if they simply …

Taking out student loans is a fairly common practice. Some go for other options but many young people (Even if you are on some kind of disability) do this for the sake of investing in their education or otherwise being able to attend college or university. Initially, being able to take out student loans and attend college may seem like a dream come true. However, this dream can quickly …

Whether it’s for buying a house, purchasing a car, or trying to pay off your monthly bills, people take out loans for a multitude of reasons.

It may seem absolutely fantastic when a check gets handed to you, but the reality is that nearly all loans come with interest rates. Keep in mind that banks, online lenders, and other financial institutions are more than eager to give out loans …

There are many people who wind up taking out loans at one point or another. Perhaps they needed the funds to invest in their education, pay bills, cover a sudden emergency, etc. However, regardless of the reason, the ultimate reality is that borrowed funds must be paid back. Unfortunately, there are countless individuals who struggle with paying back loans which they took out. This ultimately doesn't bode well, seeing …

When the average individual hears the words "venture capitalist," they imagine a wealthy person who rakes in millions of dollars from lucrative investments. While the attainment of wealth is certainly an aspect of a venture capitalist's achievements, many other factors are involved.

Many people who aspire to become venture capitalists do so, intending to garner high funds relatively quickly. However, this is not how the game is played. Venture capitalism …

Financial scams are more prevalent than ever in today's world. With the rise of the internet and other forms of technology, dishonest people are getting more crafty with their formats of stealing money from hardworking, unsuspecting individuals. For this reason, it’s important to be aware of red flags.

Unfortunately, many individuals have fallen victim to scams and fraudsters. However, you can learn from some of these instances to avoid falling …

As the cost of living becomes increasingly expensive, many young adults are opting to live at home with their parents or other relatives. But for the most part, people reach a time when they wish to live on their own. This is understandable. However, leaving home and venturing into the real world requires serious, calculated preparation. This is not something that can be done on a whim.

Tips To Help …