Suppose you find out you have a low credit score, you'll likely be surprised! How did it happen without you even being aware? The truth is that if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop and you might not even know. It's murky waters out there, but you can save yourself from drowning.

Too many Canadians are hit …

Have you ever heard of time poverty? This exists. Mismanagement of your time can lead you on the road to poverty. As people get older and decide whether to retire or unretire, they may be surprised to find themselves time-poor.

Time management is critical to Canadian career professionals. In fact, all the people occupying professional positions across the globe need it. Time management is not about getting to places …

You don't need a job 9 to 5? Now, that is a new one, isn't it? It would be really exciting if it were true--but what if it could be? While we all do need a stable income to pay those routine bills and cover surprise expenses (plus more) there are more credible ways of doing this than just getting a job. Canadians who work overtime are found to be …

Finances can be confusing to many young Canadians across British Columbia --and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending--but it is the only way you can really transform for the better.

Now, it is common to make money mistakes in your 20's and 30's, and even sometimes into your more …

How can you increase your overall life satisfaction? Simply put, it isn't through earning more money, though so many believe this to be the solution. You've heard all of the stories. Money does not buy happiness, and this is true, more than most people realize. However, faceless money can make you feel satisfied, but not too many know what this is--so what does it imply? If you have money to …

Father's Day is right around the corner so it only made sense to talk about the impact fathers have had in their children's lives, specifically in how they have learned to manage money.  

We learn a great deal from our parents and those closest to us, some good, some practical and some not so much. When it comes to finances, dad is often the key character most young adults have …

If you think you can't budget on $14,000 a year, think again.  There are many ways you can make this kind of money work for you.  Of course, it isn't going to be possible for a family of 5 or more (and 4 would be stretching it) but it is possible for a two to three people.  If you use your head and plan financially for everything, this is one …

Money can either really liberate you or stress you. This depends on the situation. As you prepare for a tax season, you might start wondering how you've spent your money all year. So, if you often find yourself worrying about money, you are certainly not alone.

Everyone hopes to enjoy life, but the reality is that money plays a huge role in this. You need money to access the …

When you're contemplating whether to save or invest, you have to weigh the option that's most suitable for your financial situation. Of course, you can do both at once. However, there are times when you can only do one at the moment. Suppose you have a great job, good benefits, and excess in funds, perhaps investing some of that excess is right for you. However, if you work a traditional …

It might seem impossible, but a family-friendly budget for Canada Day is totally achievable. Canada Day isn't so much about spending like millionaires, as it is about celebrating history. It is about acknowledging a day close to our hearts.

P.S. If you are a migrant and don't know much about Canada Day, you can read Desmond Morton's: "A Short History Of Canada." It is much like Memorial Day within …