We’ve all been there—all of a sudden your dishwasher breaks and you don’t have enough to cover the repair until the next paycheque in two weeks. Or you’re down to your last $10 and you forgot to leave room to pay that electric bill for the month. You could overdraft your bank account, but you’ll have to deal with all of the fees that come along with it (and suddenly, …

Why take out a personal loan when you're not sure if it will benefit you? The answer is simple—there are programs that are beneficial and it doesn't hurt to try them out, especially if they won't adversely affect your credit score. Suppose you have a bad credit score, there are still personal loans you can take. If you use these wisely (and choose the right ones), you can repair your …