Debt can feel overwhelming, but with the right planning and consistency, you will be able to get on top of it.

Gaining financial freedom is a very worthwhile goal, and the quickest way to do that is to get yourself in the green. Becoming debt-free can take time, but it is a more simple process than you may think.

Top Tips To Pay Off Your Debts Faster

Here are …

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because a cyber …

Preparing your small business for the holidays is of critical importance! It's not something any small business owner should handle with levity. The good news here is that there are numerous reliable steps that you can leverage to put things in order. Any small retailer should want to hear the "cha-ching" of their cash register, so planning for upcoming holiday sales will definitely help.

The right software can help small …

How far can Canadians stretch their money today? Seriously—how far can that one paycheck take you? Unfortunately, it isn't very far for most Canadian families. Economics is definitely upside down across Canada and even more so within the US. The goal is to discover how you can stretch your money without feeling restricted doing so. It might sound difficult, but really, it's not. You have to develop the right …

Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner.

Canadians who do manage to acquire a home struggle from month to month with …

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles, and it's more than just earning more money.

You …

Learning how not to go broke is an odd idea, isn't it? Well, it's also a smart one. Too many people today keep repeating the same financial mistakes.

Many Canadians claim to have no time to budget, and no time or money to purchase software programs to help them manage their money better. While there have been improvements in recent times, there is still a significant number of people with …

Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. Markets like Toronto are very different from Vancouver. If you have strong …

Stockpiling is a very common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

Lots of money-saving advice does require an individual or family to change their lifestyle to be successful. We've said that it takes commitment and good banking habits to succeed financially. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most frugal Canadian families can struggle financially, with the best methods in place. However, remember that there are simple, easy things you can do to help …