Nobody likes to think about recessions and their economic impacts on lives and finances. Nevertheless, many people have lived through and experienced the plights of recessions. Although they take a toll on virtually everyone, members of society who are most vulnerable and least prepared tend to suffer on considerably higher levels.

This is what makes financial preparation absolutely paramount. Failure to plan is ultimately a plan to fail. However, the …

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Virtually everyone has heard of passive income at one point or another. Wikipedia defines passive income as "income resulting from cash flow received on a regular basis, requiring minimal to no effort by the recipient to maintain it." Having a passive income can save you from financial distress. For example, if a person loses their main source of income, passive …

Bitcoin's inception as a popular form of electronic cryptocurrency began in 2009. Many individuals have their own thoughts, speculations, and even doubts about Bitcoin. While some view it as a great form of virtual currency, others worry about its potential to be used for illegal or other dubious means. Additional individuals remain in the dark or otherwise unaware of how Bitcoin truly works and all that it entails.

Notably, cryptocurrency …

Millions of individuals have filed for bankruptcy since its inception. This may come as a shock to many people who generally view bankruptcy as a state in which low income individuals find themselves. Although bankruptcy occurs when someone is unable to pay their debts, there are a variety of circumstances and decisions which can bring about this unfortunate situation. According to Investopedia , medical expenses, employment loss, excessive spending/misuse of …

Life is different for each and every person. People have different work lives, different families, and different situations. Some people make millions per year while others make thousands. Some have good credit while some don't. Some individuals are able to independently support themselves through their emergency fund while other may receive assistance from friends, relatives, or even the government.

Despite the stereotypes and assumptions which are usually made regarding high-income …

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Going to college is a huge part of building your long-term career goals. However, making ends meet while studying is hard. Whether you’re fresh out of high school or you have been in the system for a while, the drill remains the same. Balancing study hours, living costs and student loans leaves most college students with pretty massive debts that need …

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Pregnancy is often a very exciting time in the lives of soon-to-be-mothers. However, like all things, a degree of preparation is always in order and appropriate. While some employers and places of business do grant their workers paid maternity leave at the appropriate time, this is not the case with all institutions. Therefore, if a woman's company does not pay for …

As the world evolves, so do work options and the workforce in general. The inevitable emergence of artificial intelligence and automation has also played a role in the shift and perception of work.

Traditionally, when most people thought of work, they were reminded of a specific place where they went to offer a particular service or product. However, this, too, is changing.

More and more people are rejecting notions of …

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Who Doesn’t Want a Pay Raise?

Everyone loves a raise. Now, whether or not your boss shares that enthusiasm, well…that’s a different story.

Maybe you’re planning on moving, or you’re going through a divorce. Perhaps your income is just not enough for your lifestyle. Whatever your situation is, asking for a raise can be a nerve-wracking …

In this day and age, even being aware of the most basic money management skills will work wonders for your finances.

The perks of managing capital appropriately are well-documented—you feel relaxed, secure, and confident. When you have funds available, you can avoid taking out small loans too often. You can also prepare for the future without worrying about what the economy might hold.

Money Handling Tips To Get You Back …