How to Host Your Holiday Party on a Budget

All it takes is a little bit of creativity, and you can easily throw a party on a budget that everyone will love (and they won’t even realize that you’re spending less). In the sections below, we’ll give you the best tips on how to host your holiday party on a budget so that you don’t have to sacrifice your savings to have fun this holiday season.

Top 10 Lessons in Money and Finance from 2021

We all want to get better at managing our finances—but if you don’t know where to begin, financial health can be a goal that feels way out of reach.

Luckily, there are plenty of tried and true rules out there that can work for you. Even better, you don’t have to be a financial genius to understand how they work and to start putting them into practice.

If you feel like your financial health could use a boost but don’t know where to begin, this list is for you. We’ve compiled the top 10 lessons that we’ve learned in 2021 about how to improve your financial health, one step at a time.

Keep this list handy— 2021 could be your year to conquer the financial beast and start using smart financial habits!

What is Inflation and the Importance of Earning Interest on Your Savings

If you aren’t a banker, investment broker, or someone who deals with financial topics on a daily basis, you probably don’t have a good grasp of inflation. And frankly, who could blame you? Economies are nothing short of complicated and there are plenty of factors that contribute to inflation.

Understanding the ebb and flow of inflation is a key part of ensuring that your personal finances are set up for success. This is particularly true if you plan on setting up an interest-bearing savings account—but inflation is going to affect your finances one way or another, from your mortgage to your daily cup of coffee.

How Do Banks Make Money? The Importance of Earning Interest on Your Savings

Think about the last time that you signed up for a bank account. What made you choose that bank? They probably offered you a free checking account or a free cooler or a sweet gift card as part of the deal (and who doesn’t love free things).

But if banks are offering free checking accounts, giving prizes away, and giving some percentage rates of return to your hard-earned savings, how are they making money? Aren’t they just there to keep track of your cash and ensure that it stays safe?

The Best Tried and True Ways to Save Money

There are plenty of tried and true ways to start saving money—and you can start saving money today, all without making huge, stressful sacrifices. In the sections below, we’ll walk you through the best ways to start saving money and show you just how easy it is to take control of your financial health.

Meal Planning on a Budget

If you’re struggling with figuring out how to fit your daily meals around into your budget, keep reading! We’ll give you the best tips on how to maximize your budget by decreasing the money you spend on groceries—and how to do it all without going into starvation mode.

Building an Emergency Fund on a Tight Budget

Financial Advice for Wealthy People

Financial Advice for Less Well-Off Individuals

Life is different for each and every person. People have different work lives, different families, and different situations. Some people make millions per year while others make thousands. Some have good credit while some don't. Some individuals are able to independently support themselves through their emergency fund while other may receive assistance from friends, relatives, or even the government.

Despite the stereotypes and assumptions which are usually made regarding high-income …

How to Financially Support Yourself