Money Management is critical for financial success in this day and age, even for the most light-hearted events like Halloween. A key aspect of money management involves knowing where to keep your funds. Although people have traditionally held their money in banks, more and more people are beginning to question this. People want to feel more secure about their money. For example, if you receive a payday loan in …

Virtually everyone has found themselves in a sticky financial situation. Unfortunately, it can happen to even the best of us. Sometimes emergencies happen, unexpected events take place, and without the proper savings, these occurrences can seriously disrupt our budgets and financial health. In cases like the aforementioned, the temptation to borrow money from a relative, friend, or financial institution can be great. While borrowing money has helped people in certain …

This article is part of our Finance Hub.

Who Doesn’t Want a Pay Raise?

Everyone loves a raise. Now, whether or not your boss shares that enthusiasm, well…that’s a different story.

Maybe you’re planning on moving, or you’re going through a divorce. Perhaps your income is just not enough for your lifestyle. Whatever your situation is, asking for a raise can be a nerve-wracking …

In 2018, one of the most important steps that one can take towards financial success is investing. Not only does investing put one's money to work, but it also allows the individual to grow his or her own money. Of course, poor investments usually engender lost funds. However, smart and strategic investments can grow your income significantly. Some of the wealthiest people in the world invest in one form of …

The adverse impacts of bad credit are extremely well-documented. The Balance strongly affirms that bad credit is generated by bankruptcies, property repossessions, late payments, and other poor financial decisions. Individuals who suffer from bad credit are furthermore likely to be charged higher interest rates and higher security deposits.

They may also be denied loans altogether or have apartment applications turned down. Nevertheless, with the right lifestyle changes, bad credit can …

We live in a day and age where materialism has dominated society. Countless people exhaust all financial resources and even go into debt from purchasing large homes, fancy cars, and other tangible items. More often than not, people choose this path in an attempt to impress people and show everyone how well off they are.

In actuality, the wealthiest and most well-off people live below their means. There are several …

In this day and age, “going to work” can mean two entirely different things.

For traditionally-employed people, it might mean driving to a store and clocking in. For the self-employed, “going to work” means sitting down at the kitchen counter with a laptop and a cup of coffee.

There are many forms of self-employment, but all of them include building your own business, rather than working for another individual …

Any individual who wishes to achieve financial health must first obtain multiple streams of income. In business and in life, a singular source of revenue is simply not enough. Many people work as employees for various businesses or corporations. They are generally paid a salary which allows them to live (somewhat) comfortably. More often than not, so long as working people are able to pay the bills, they have no …