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What is a Credit Score and How Do You Increase Yours?
In a world where so many things depend on your credit health, having a good score means much more than being able to afford the things you want or need—it means having financial freedom. It’s getting a 4 percent interest rate on your loan instead of 10 percent. It’s the peace of mind to know that you can confidently apply for a personal loan, put an offer in on your dream house, or finance that cross-country trip you’ve been dying to take. It’s knowing that you can get the financing you need, exactly when you need it.
But before all of that financial bliss and freedom begins, you’re going to have to get a good understanding on what your credit is and how you can start improving it. Here are some facts and tips on how you can start boosting your score today.
Continue reading...How to Financially Plan for Purchasing a Home
Home ownership is a huge step and can be very exciting and nerve-wracking at the same time. Many individuals dream of the day that they will purchase their first home and enjoy all the perks and amenities of doing so.
However, in order for the process of purchasing a home to be stress-free and as smooth as possible, it is very important for the soon-to-be homeowners to engage in some …
How To Improve Bad Credit
The adverse impacts of bad credit are extremely well-documented. The Balance strongly affirms that bad credit is generated by bankruptcies, property repossessions, late payments, and other poor financial decisions. Individuals who suffer from bad credit are furthermore likely to be charged higher interest rates and higher security deposits.
They may also be denied loans altogether or have apartment applications turned down. Nevertheless, with the right lifestyle changes, bad credit can …
How Can You Change That Low Credit Score?
Suppose you find out you have a low credit score, you'll likely be surprised! How did it happen without you even being aware? The truth is that if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop and you might not even know. It's murky waters out there, but you can save yourself from drowning.
Too many Canadians are hit …
5 Proven Tips To Raise Your Credit Score In 2021
That low credit score ruins everything, doesn't it? For so many Canadians, low credit scores can be a chain holding you back from getting lower interest rates, and even worse, better financial opportunities. Asides from making it difficult to buy a home or rent a nice place for yourself, a bad credit score can even keep you from landing a decent job.
While this may appear unfair, it's how things …
Learn 5 Reliable Ways To Improve Your Credit Score
Keeping your credit report tidy and organized is critical to your financial portfolio. You don't want to sweep financial errors under the rug as you would a dust bunny. Instead, do your very best to pay off debt before it escalates and tarnishes your financial future.
Have you been searching for reliable ways to improve your credit score? Today, your credit score is everything. This impacts your ability …
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