Credit card cash advances are amounts of money which people are permitted to "borrow money" from their credit card companies. These advances are generally processed via ATM withdrawals or deposited checks. Unlike other types of loans, credit card cash advances almost always come along with hefty interest rates, usually notably higher than the interest rate of the associated credit card.

Furthermore, the interest tied to credit card cash …

Good credit matters, whether Canadians like it or not. It impacts every aspect of your life. Therefore, it's imperative to try and keep your credit report clean and maintain a decent score. While your credit will not matter if you apply for payday loans in Hamilton, other lenders may request this.

While it's impossible to predict the future, the goal should be to get on track with your finances …

Suppose you find out you have a low credit score, you'll likely be surprised! How did it happen without you even being aware? The truth is that if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop and you might not even know. It's murky waters out there, but you can save yourself from drowning.

Too many Canadians are hit …