With the 2008 recession in our memory and the current pandemic creating a lot of uncertainty, many Canadians are actively looking to create a more stable financial future. Money woes are a major source of stress, especially when caused by factors outside of our control.

The process of ensuring financial freedom and retirement savings for your future is not necessarily difficult but requires a lot of self-awareness and forward-thinking. The …

This halloween, don’t let finances frighten you—save that for the scary costumes and decorations!

There's no reason to break the bank to have fun. Some of the best things about halloween require very little spending. Whether you're hosting this year's Halloween party or you're just decorating your home, staying on budget is something you won’t regret.

Remember that the holiday is more about the people involved than the things you …

For so many families across British Columbia , no matter how much income is earned annually, this simply appears to never be enough (Sounds like something people managing the Federal budget would say).  This is a common complaint across the region (Including Vancouver), and possibly even the world.

However, you want to try to avoid incurring debt as much as humanly possible.  Incurred debt can feel like a …

An emergency fund is more valuable than ever in today’s shaky economy than ever. You never know when life is going to throw you a surprise. From your water heater dying to your car stalling, you don't have to get payday loans in Barrie or wherever you live, just for basic survival needs.

An emergency fund gives you a financial safety net and peace of mind to handle the situation …

There is no doubt you've read and heard about the importance of having an emergency fund .  In today's questionable economy, an emergency fund is more invaluable than ever.  You never know when life is going to give you some blows, but they're sure to happen.  From your water heater going out, on to your car breaking down--you don't want to be left down and out and having to turn …

Is retirement edging close to you? Based on surveys taken across Canada, most people are undecided about whether to retire or un-retire. Some would prefer to work as long as possible, mainly to continue meeting their financial needs.

Many Canadians simply can't afford to retire and are now looking into the concept of unretiring. Over half of Canadian workers are considering unretiring because they have not saved enough to …

We discussed a few long-term energy saving options in our guide to winter on a budget. However, what things can you do to save energy year-round? Luckily, there are many steps you can take beyond just fitting curtains and new insulation.

In this article, we’ll look at ways to be more energy efficient in the home, saving you potentially hundreds or even thousands of dollars every year. Having …

Sometimes, buying the cheap option can cost you more in the long term. Consider the following example. You go out and buy a pair of winter boots for $50. They last their first winter, but during their second, the leather starts to crack, the soles are worn down, and you end up replacing them. Meanwhile, your rich friend buys himself a new pair of boots for $200. The boots last …

Last December, the media and data company Bloomberg estimated that the average Canadian spent a little under three percent of their income on gasoline in the fourth quarter of 2014. While gas prices are lower than they have been in years, you are still probably spending more than you need to on keeping your vehicle fuelled. Even if you don’t have money in the budget for a more fuel-efficient car, …

Coupons, coupons, coupons.

The word “coupon” comes from the French couper , meaning “to cut”, and it’s very appropriate.

Coupons are great for cutting your grocery bills . Redeemable for money off or even for free products, you can save a bundle by clipping before your trip to the store and arriving with a bundle of them.

But where do savvy shoppers find their coupons? With a bit of research …