You probably already know that a budget is critical, especially if you want to pay off any debt successfully. However, it's one thing to have a budget and another to stick to it. You may find that sticking to your budget is more complicated than anticipated. This could be due to overspending, paying too much in taxes, or simply failing to keep track of where your money is going. …

If you're a young adult who is going off to college the end of August, it is certainly time to prep on the values of money . While college life can be hard, and yes, financially strict, it doesn't have to be depressing, or extremely stringent at all.  

It's important for parents to explain budgeting and smart spending to their child, no matter how old they might be.

Since becoming …